The road ahead for cannabis lending in 2025

Main Hemp Patriot
1 Min Read

(This is a contributed guest column. To be considered as an MJBizDaily guest columnist, please submit your request here.)

Stacy Litke (Courtesy photo)

As cannabis banking becomes increasingly competitive – particularly in states with mature markets – financial institutions are being pushed to rethink their strategies.

While cannabis accounts offer the ability to add core deposits, the real opportunity is in lending.

For banks and credit unions willing to embrace the risks of this high-growth industry, the rewards can be substantial for lenders and borrowers alike.

The cannabis sector requires tens of billions of dollars annually just to sustain operations; even greater capital is needed to fuel growth.

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According to an October 2024 report from Oregon-headquartered Whitney Economics, “The U.S. cannabis industry will need between

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